This Christmas there’s plenty of scope for things to go wrong, whether
its presents being stolen or your car being involved in an accident with
the icy conditions on the roads. It’s no surprise that the insurance
industry will receive
thousands of claims in the days following Christmas
and for many reason, some being as mundane as those previously mentioned
but sometimes the reasons can be a little odd.
One common claim is unfortunately something that can ruin many people’s
Christmas’ and it’s stolen presents, it is a pretty despicable to think
that people prey on the fact that you’ll have even more valuables hidden
away in your house and so are more likely to take a chance and break
in.
Making sure that you have adequate insurance and not leaving presents on
display and you are less likely to get targeted. Having a visible
burglar alarm on the side of your house in a prominent place will also
help keep the thief walking past your house rather than trying their
luck.
contents insurance would cover incidents like this but they also cover
some incidents that can be caused by yourself or a family member this
Christmas. Admittedly some of these claims can get a bit outlandish and
so sometimes it is tougher to make a claim as many insurers will make a
lot of enquiries to make sure you aren’t lying.
You would be surprised what crazy stories home insurance companies have
heard form their customers from turkeys falling on to carpets and
ruining them to people throwing video game controllers through the
television set. It’s important that should you need to make a claim this
Christmas to not embellish the truth and make sure you have any
receipts for damaged goods to hand as you may need to inform your
insurer of the value of the goods as sometimes they may only cover the
current value if you have no evidence that you paid more.
There are typically plenty of claims made around Christmas and so many
insurance providers will add an extra 25% to the sum that home and
contents insurance policies cover. So no matter how strange the mishap
you don’t need to worry an excessive amount about paying for accidents
as they are usually covered.
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